Director - Credit Risk and Business Analytics
About the job Director - Credit Risk and Business Analytics
About you
You're a go-getter with mad juggling skills (or multiple hats) who can thrive in a fast-paced, agile environment
You have a strong thirst for knowledge and are driven to find solutions that don't exist yet
You are comfortable with ambiguity and extremely resourceful (in your past life you could've been a detective)
You always find a way to get things done without sacrificing the quality of your work, integrity and values. No task is off limits for you
You are humble and prioritize the success of the team over your own with an eagerness to help those around you
You don't shy away from challenges and have the ability to bounce back from setbacks
What youll do and what success looks like in this role
Closely monitor Unsecured Portfolios performance and implement actions to optimize risk-reward outcome
Develop and monitor credit tests to identify area of improvement in underwriting policies
Develop, monitor and enhance utilization of various credit decision tools such as Credit Scorecards, Segmentation Models, Credit Bureau, Decision Engine etc. for credit risk management
Manage any impacts resulting from a shift in external environmental/regulatory change
Ride on innovative tech solution to manage and optimize end-to-end consumer credit process
Leading Business Analytics team to provide different in-depth business insights
Collaborate with other functions such as Product, Marketing, Technology etc. to drive various business initiatives and proper execution on risk control and policy actions
Recruit, train, coach and develop staffs to build bench-strength of the team to drive best-in-class Risk Management
