Business Partner, Human Resources Group at China CITIC Bank International Limited Key Accountabilities: Evaluate & approve credit approval and manage asset quality of the Bank in designated business units or segment within Wholesale and Cross-border Banking; Perform critical risk analysis on credit applications beyond individual approval authority, make recommendation and deal with credit challenge in Credit Committee to facilitate approval decision; Act as a risk sponsor of large and complicated deals in terms of pre-screening process, advisory of product/ transaction structure from risk perspectives and project due diligence; Review, assign or approve risk rating for a borrower or a borrower group; Evaluate negative news of borrowing customer, consider and initiate risk mitigating actions where appropriate; Monitor account utilization, performance and loan compliance, alert marketing unit for irregularities; Review, approve or recommend for approval of requests for excesses or exceptions; Work with Business counterparts in proactive credit management of the designated credit portfolio in terms of credit migration monitoring, stress testing and early alert as well as criticized portfolio management; Involved in discussion with product groups for new product development; Observe market intelligence and stay close to company news and announcement. Requirements: Degree holder in Accounting, Finance, Business Administration or related disciplines; Minimum 6 years’ credit risk management and/or credit approval experience gained from banking industry; exposure in managing China Corporates is preferable; Thorough knowledge of accounting principles, financial statement analysis and credit administration; Good credit judgment; Excellent analytical, interpersonal and supervisory skills; Able to communicate and present ideas effectively and persuasively; Good command of written and spoken English and Chinese (including Putonghua). China CITIC Bank International is committed to being an equal opportunities employer and intends to provide a work environment free of unlawful discrimination or harassment. All employment decisions will be made in a non-discriminatory manner.
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