Conduct independent analysis, assessment and risk evaluation on credit proposals, including site visit and compliance of policies and regulations and make recommendations on credit facilities, covering large corporates and mid-cap clients in Greater China. Review and validate internal risk rating scorecards. Collaborate and communicate with Business Unit to facilitate effective and efficient credit approval process. Perform ad hoc projects or assignments. Job Requirements At least 5 years’ solid experience in Corporate/ Commercial banking. University graduate with major in Accounting, Finance, Economics, Risk Management or related disciplines. Good understanding of Hong Kong / Mainland China / Taiwan market and industry dynamics as well as regulatory changes. Sound knowledge in various commercial lending products (including Trade Finance) and the regulatory requirements of credit management. Good analytical, problem-solving and report-writing skills. Strong financial and cash flow analytical skills. Sound knowledge of key credit risk indicators and economic factors impacting credit quality. Able to work under pressure and determined to meet tight deadlines. ECF-CRM certification holder would be an advantage. Proficient in written Chinese and English, fluency in Mandarin is preferred. Good PC skills in MS Word and Excel. Seniority Level Mid-Senior level Employment Type Full-time Job Function Finance
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