Job Responsibilities Develop and commercialize the new trade product especially related to open account trade, including drafting product program, liaising internal stakeholders to obtain new product approval, coordinating FI Dept. to set up credit limit for insurers, discussing insurance policy with insurers and Legal, launching the new trade product, sorting out issues under product implementation, enhancing product capability, insurance claims, etc.; Work with trade sales to define market requirements, understand client needs and prospects, identify opportunities, and work out product solutions to meet these needs ensuring delivery of trade. Improve the competitiveness of existing trade products, develop strategies to diversify trade products and improve efficiency, devise marketing campaigns, including RM incentives, and drive trade finance business growth. Provide support to trade sales and RM to facilitate the closure of complex trade finance deals. Develop product training materials, provide regular training to trade sales and RM, and communicate any changes. Identify and manage trade product risks including operational, regulatory, and business conduct risk, escalate risk issues timely and drive to conclusion; Work with Operations to enhance overall trade service and ensure quality of service to customers. Develop and strengthen digital trade solutions and channels. Minimum Requirements Bachelor degree or equivalent qualifications at HKQF level 5. Minimum 3 years of solid experience in corporate banking or trade finance experience, experience in trade product management is preferred. Solid knowledge in receivable finance, credit insurance, and trade payable finance. Good analytical skills, interpersonal skills, and presentation skills. Good understanding of banking systems, operations, and credit risk. Ability to speak Mandarin, read and write in Chinese. Candidate with more experience will be considered as Senior Product Manager.
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