Hang Seng Bank Limited, together with its subsidiaries, provides various banking and related financial services in Hong Kong, the Americas, and mainland China. It operates in four segments: Personal Financial Services, Commercial Banking, Corporate Banking, and Treasury. The Personal Financial Services segment provides banking products and services, including deposits, credit cards, mortgages, and other retail lending products; and and wealth management services, such as private banking, investment, and insurance services to personal customers. The Commercial Banking segment manages middle market and smaller corporate relationships, and specializes in trade-related financial services. The Corporate Banking segment handles relationships with large corporate and institutional customers. The Treasury segment involves in the balance sheet management and proprietary trading, as well as manages funding and liquidity positions. Hang Seng Bank also provides retirement benefits, and life assurance and general insurance products; fund management services; trustee services; and stock broking and property management services. The company operates approximately 150 branches and automated banking centers in Hong Kong. It also maintains a branch in Shenzhen for foreign currency wholesale business, branches in Macau and Singapore, and representative offices in Xiamen and Taipei. In addition, Hang Seng Bank operates a network of 23 outlets in Beijing, Shanghai, Guangzhou, Dongguan, Shenzhen, Fuzhou, Nanjing, Hangzhou, and Ningbo in the People's Republic of China. The company was founded in 1933 and is headquartered in Central, Hong Kong. Hang Seng Bank is a subsidiary of The Hongkong and Shanghai Banking Corporation Limited.
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